Spencer, NC 28159,113 7th ST
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Spencer, NC 28159,113 7th ST
Spencer, NC 28159,113 7th ST
Spencer, NC 28159,113 7th ST
Spencer, NC 28159,113 7th ST
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$ 225,000
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113 7th ST Spencer, NC 28159

3 Beds

2 Baths

1,365 SqFt


UPDATED:

Key Details

Property Type Single Family Home

Sub Type Single Family Residence

Listing Status Active

Purchase Type For Sale

Square Footage 1,365 sqft

Price per Sqft $164

MLS Listing ID 4330581

Bedrooms 3

Full Baths 2

Construction Status Completed

Abv Grd Liv Area 1,365

Year Built 1920

Lot Size 7,405 Sqft

Acres 0.17

Property Sub-Type Single Family Residence

Property Description

Welcome to 113 7th Street in Spencer—The seller is offering an incredible $5,000 in Closing Cost Assistance that can be used to buyer down your interest rate. This home is an inviting one-story home that blends timeless character with everyday ease. With 3 bedrooms, 2 full baths, and 1,365 square feet, all bedrooms are on the main level, including the primary suite and a dedicated laundry room, so your daily routine flows naturally. Enjoy a covered front porch for slow mornings, a deck for cookouts and crisp fall evenings, and practical comforts like heat-pump heating, central A/C, an unfinished basement for storage/workspace, plus accessibility features including a ramp to the main level. Set on a 0.17-acre lot with driveway and on-street parking, and finished with a metal roof and low-maintenance vinyl exterior, this home is positioned to be both charming and sensible.

Location seals the deal: you're minutes from Salisbury (about a 9-minute drive) for dining, shopping, theaters, and historic attractions, and close to Spencer's signature destination—the N.C. Transportation Museum with hands-on exhibits, seasonal train rides, and special events. If you've been waiting for a home that feels “move-in ready” without feeling out of reach, this is the one to see in person—because the right homes don't stay a secret for long.

Financing help that can change the math: eligible buyers can explore the Wells Fargo Homebuyer Access® grant—a $10,000 down payment grant with no repayment required (full amount must be applied; eligibility is location, income, and underwriting-based; and it's available with a Wells Fargo fixed-rate conventional loan). The grant may also be combined with other select programs, and you may be able to pair it with the Dream. Plan. Home.® closing cost credit (up to $5,000 in eligible areas). Beyond Wells Fargo, North Carolina Housing Finance Agency options may provide additional support, including the NC 1st Home Advantage Down Payment ($15,000 for eligible first-time buyers or military veterans who qualify for an NC Home Advantage Mortgage™) and the Community Partners Loan Pool (up to 25% of the sales price, not to exceed $50,000, when combined with an NC Home Advantage Mortgage™, or up to 10% with USDA Section 502). Local resources through Rowan County and Salisbury-area housing partners can also confirm any city/county assistance that may be available. Ask your lender to verify eligibility for any program based on your income, loan type, and the home's location—and then come tour 113 7th Street and decide if this is where your next chapter starts.

Location

State NC

County Rowan

Zoning Residential

Rooms

Basement Unfinished

Primary Bedroom Level Main

Main Level Bedrooms 3

Main Level Primary Bedroom

Main Level Bedroom(s)

Main Level Bathroom-Full

Main Level Bedroom(s)

Main Level Living Room

Main Level Bathroom-Full

Main Level Laundry

Main Level Kitchen

Interior

Heating Heat Pump

Cooling Central Air

Fireplace false

Appliance Dishwasher, Exhaust Hood, Refrigerator with Ice Maker, Self Cleaning Oven

Laundry Laundry Room

Exterior

Roof Type Metal

Street Surface Concrete,Paved

Accessibility Ramp(s)-Main Level

Porch Covered, Deck, Front Porch

Garage false

Building

Dwelling Type Site Built

Foundation Basement

Sewer Public Sewer

Water City

Level or Stories One

Structure Type Vinyl

New Construction false

Construction Status Completed

Schools

Elementary Schools Unspecified

Middle Schools Unspecified

High Schools Unspecified

Others

Senior Community false

Acceptable Financing Cash, Conventional, FHA, VA Loan

Listing Terms Cash, Conventional, FHA, VA Loan

Special Listing Condition None


Listed by Scott Bauknight • Lifestyle International Realty • scottbauknight.realtor@gmail.com

113 7th ST

Luisa Mejia

"Molly's job is to find and attract mastery-based agents to the office, protect the culture, and make sure everyone is happy! "

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